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Charlotte Cartwright, Partner

Charlotte Cartwright


Practice areas

  • Consumer
  • HR Consultancy
  • Pensions

Practice notes

Charlotte joined the pensions team in 2019 and has over 10 years of experience in advising trustees and employers on all aspects of pensions advisory work for defined benefit and defined contribution pension schemes, with a particular focus on larger or technically complex schemes.

Charlotte has been praised by clients for her ability to breakdown complex legal issues into straightforward and manageable decisions. Charlotte has been described in Chambers and Partners as an “associate to watch” and “a talented senior associate with a flourishing pensions practice”.

Charlotte is actively involved in developing pensions law in the UK, including in her role on the legislative and parliamentary sub-committee of the Association of Pension Lawyers (the committee which takes the lead on consulting with government and regulators on upcoming changes on behalf of the Association). Charlotte regularly writes on, and speaks at events about, pensions.

Examples of Charlotte’s work include advising*:

  • a number of household names with large defined benefit schemes on a range of day to day issues and projects relating to UK defined benefit and defined contribution pension plans
  • various trustee clients on proposed buy-ins and buy-outs, investment flight paths and related decisions
  • a UK company on an acquisition, including co-ordinating the employment and pensions advice for 8 key jurisdictions, and advising on the pensions risks of, and establishments and compulsory assets/liability transfers to, new defined benefit and defined contribution pension plans
  • a non-UK financial institution on the defined benefit pensions implications of its insolvency and related Pension Protection Fund eligibility
  • pension plan trustee to appoint a captive IFA panel to advise their plan members, and related governance model

* This includes experience prior to joining Eversheds Sutherland